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明白你想盡快借錢／借貸，請你等候一至兩日，我地會盡快處理你既貸款申請。私人貸款係一種固定貸款，可以借出一定嘅金額，然後喺一段時間內以固定的月供金額償還。而信用卡係一種循環性貸款，可以喺額度限制下借出一定嘅金額，在清還前以可變利率計算�

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